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New York Life

In Today's "New Normal" financial environment, the key to achieving your long-term financial objectives is planning.  Failure to Plan is a Plan to Fail.  See below links to a calculator and Annuity Products that will facilitate your retirement planning.

Note:  For Businesses, the new Dodd-Frank Act now applies more rigorous standards and supervision requirements in 401(k) Programs.  This includes the need to monitor the plan's performance and changes impacting the program.  We can assist you in assure your plan conforms to new regulations including proper process and procedures are in place.

.  We can work closely with you in mapping out a strategy that will help you meet your goals!



   Click here for Complimentary Retirement Asset Calculator - Provides analysis of probablity of your assets lasting in retirement based on length of time and Stock/Bond Allocation  
Click here for Information on Variable and/or Fixed Annuity Products.  
 
Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone New York Life has the resources and expertise to work with you to assist you in meeting your financial goals.



Please use my Web site as a resource, and do not hesitate to contact me for additional information or to discuss financial ideas.









Kenneth Talentino is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of MA., CT and NH. No insurance business may be conducted outside this state.





Kenneth Talentino is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency 781-647-4100. In this regard, this communication is strictly intended for individuals residing in the states of CT, MA and NH No offers may be made or accepted from any resident outside the specific states referenced.



Kenneth Talentino is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.
*Fixed Annuity products issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation).  Guarantees are backed by the claims paying ability of the issuer.

	
	            		
	          

	        

	      

	    

	
    


      


      


      

        
Newsletters

        


          
Earning Income from Mutual Funds

          
More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds. 


          
Tips for Surviving the Estate Tax

          
The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.


          
Using Living Benefits for Retirement Income 

          
Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.



          
Giving Strategies That Can Give Back 

          
Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs. 


          
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